"Starting tomorrow," "starting next week," or "starting on Monday." These are a few phrases commonly used by anyone (including me) who has ever wanted to drop a few pounds, improve their eating habits, or increase their overall health. Since tomorrow is a Monday and the beginning of a new week, it is time for me to begin a different kind of diet: a debt diet.
A few years ago after a change in jobs I became the not-so-proud owner of a small amount of credit card debt. Small amount or not, any amount was more than I wanted so I read Jean Chatzky's book Pay It Down! While not in the same debt situation as before, I do currently have a mortgage and would like to be saving more money so I am re-reading this book. Not only is Pay It Down! a purposeful book, it is an easy read and helps to keep me to be more conscientious of my spending and saving.
For anyone looking to increase their savings or decrease their debt, this book is a great resource. You can also check out Jean Chatzky's blog for other practical financial management books and advice.
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